<meta property="cq:wcmmode" content="disabled"/><meta property="articleFeedData" content="{"baseUrl":"/articles/topics/financial-tips","bottomArticles":[{"date":"Wed Oct 01 00:00:00 PDT 2025","author":"/content/dam/cob-corp-acquisition/content-fragments/authorbio/richard-horowitz/jcr:content/data/master","imagePath":"/content/dam/cob-corp-acquisition/images/articles/2025/09/250515DA_LBA-CreditCounseling_SEOA.jpg","previewDescription":"When you find yourself in debt, it\u2019s easy to panic. 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